Small business owners need to know that not all debt is bad. Some schools of thought will tell them otherwise but there are occasions when business debt just makes financial sense. If a small business owner wants to maximize their earning potential, they need to know how to recognize when acquiring debt is an appropriate …
The financial headlines these days are grim: MORE CREDIT CARD DEBT! LESS SAVINGS! BIGGER MORTGAGE PAYMENTS! Most of us are painfully aware that the economy is not what it once was. Our nation has been abundantly blessed by financial prosperity for decades. Are those days gone forever? Hard to say, and even harder to know …
As a financial coach, I help people restore their financial health so that they can live full and abundant lives. I become their accountability partner on the journey back to financial well-being, teaching them how to recognize their strengths and weaknesses when it comes to money. It’s an honor to be a part of their …
Did you know that the better your credit score is, the better your interest rate will be? When you apply for a loan, your credit score and report are reviewed. Every bank and credit union has a required minimum credit score for loan approval. If your credit score barely meets the minimum requirements, the loan …
You deserve it. You’ve earned this. Why not reward yourself? Notice how often we are told we DESERVE something? It is a consistent theme in advertising, one that applies to anything and everything. A pizza box told me I “deserved the best pizza delivery.” A clothing store ad said I “deserve clothes that fit.” A …
Provision is defined as “the action of providing or supplying something for use” and “an amount or thing supplied or provided.” (source: Oxford Dictionary) What comes to mind when you hear the word “provision”? Is it a favorite Bible verse that brings you comfort? Does it cause you to reflect on the times throughout your …
Have you ever played the comparison game? It’s the one where we THINK that everyone but us has the best everything—life, home, family, job, car. We convince ourselves that our lives are lacking and inconsequential because we don’t have what they have. To make matters worse, most of us spend way too much time on …
We are actively engaged in spiritual warfare on every front, including finance. Knowing this, it’s vital that we employ all available resources to fight and stand against the enemy. One of the most effective weapons in our arsenal is a budget. Not just any kind of budget, but an ACTIVE budget. An active budget is …
Credit usage is on the rise. Recent numbers show that Americans are using credit more often this year than they have in the past. At the end of the 1st Quarter of 2022, personal loan balances totaled $177.9 billion, compared to $143.7 billion in the same period of 2021. (Source: TransUnion) Credit card debt dipped …
The imagery of Yeshua as Living Water leaves me awe-filled, and it’s something that I enjoy thinking of when I sit quietly. Since becoming a regular reader of the Word, the verses that specifically reference water and anything water-related tend to stand out to me. (According to the Christian Post, “water” is mentioned 722 times …
